Turn your unpaid oilfield invoices into working capital within 24 hours with fast oil and gas factoring. No loans. No banks. No waiting on your operator’s AP department.
Your Invoice. Today’s Cash.
All Major US Basins · Same-Day Approval
You run a tight operation. Your crew shows up, equipment rolls, and the job gets done right. Then you wait — 60, 90, sometimes 120 days — while a billion-dollar operator holds your invoice.
We built our factoring program specifically for oilfield contractors — no loan, no credit check, and no banker who has never been to a job site.
See How It Works →Most oilfield contractors are funded within 24 hours of their first invoice submission.
5 minutes. No tax returns, no business plan, no collateral. Approval is based on your customer’s credit — not yours.
Same-day decision. If your operators are credible energy companies, you’re approved. Your credit score is irrelevant.
Upload completed, accepted invoices through the secure portal. Submit daily as jobs finish. No batch schedule.
Up to 90% of your invoice value hits your bank within 24 hours by wire or ACH. Reserve returned when operator pays.
Illustrative only — not an actual client. Full walkthrough on the How It Works page.
| Invoice amount (Net-60 operator) | $18,400 |
| Advance received within 24 hours (90%) | $16,560 |
| Reserve released after operator pays | $1,288 |
| Total received | $17,848 |
If you invoice an operator or prime contractor for completed work and wait 30+ days to get paid — you almost certainly qualify.
All Industries →Contract and directional drillers. High day rates, Net-60/90 operators.
Invoice factoring for drilling contractorsKeep trucks rolling without waiting 45–90 days on billing cycles.
Invoice factoring for hot shot truckingPremium day rates against Net-60/90 operators.
Invoice factoring for wireline & flowbackRental tool shops with extended billing cycles.
Invoice factoring for equipment rentalFree application. Same-day approval. Cash in your account within 24 hours.
Wherever oil and gas is produced in America, we can fund your invoices.
All Service Areas →
The largest and most active oil-producing region in the US. Net-60 to Net-90 from every major operator.
Permian Basin invoice factoring detailsA prolific liquids-rich shale spanning South Texas with strong operator activity.
Eagle Ford Shale invoice factoring details
One of the largest oil discoveries in US history. Extreme conditions, slow-paying operators.
Bakken Formation invoice factoring detailsPlain answers about how oil and gas invoice factoring works. No jargon.
Full FAQ →Oil and gas factoring is when you sell your unpaid invoices and get cash the same day — instead of waiting 60–90 days for your operator. You receive 80–90% of the invoice value up front. It is not a loan — see Investopedia’s definition of invoice factoring for the general mechanics. Nothing goes on your balance sheet.
No. Approval is based on your customer’s creditworthiness — the operator or prime contractor you invoice. We evaluate the operator, not you. Brand new companies and those with poor credit can qualify as long as their customers are credible energy companies.
Net-30, Net-60, and Net-90 means the operator has 30, 60, or 90 days from your invoice date to issue payment. In oil and gas, Net-60 and Net-90 are the norm — production volumes reported to the U.S. Energy Information Administration give a sense of just how much invoicing volume moves through these payment cycles industry-wide. Invoice factoring eliminates this gap — you get paid within 24 hours.
Oilfield factoring fees typically run 1%–5% of the invoice value per 30-day period, broadly in line with rates reported by the International Factoring Association. Companies invoicing major operators like Chevron, Shell, or ExxonMobil qualify for lower rates. On a $100,000 invoice: you get $90,000 today, and receive roughly $7,500–$8,000 back when the operator pays.
A funding specialist will contact you within one business hour. Free. Zero obligation.